Giftly lets you make a gift card for any local business, big or small, in Yelp’s database of over 2 million places. It’s easy to make a Giftly as personal and customized as you want, and you can send it to someone instantly or set a delivery date in the future.

Getting a Giftly is great: it lives on your smartphone, so you’ll never lose it and it never expires. When you go to one of the places on your Giftly, you pay like you normally would, check-in on Giftly.com, and we refund you the money at once. Easy!

BancBox powers the Giftly payments experience. A simple integration allows Giftly to programmatically manage their entire flow.

Crossroads Financial Technologies (CFTPay) is the backend processor for over 30 debt settlement companies, including Freedom Debt Relief, one of the top service providers in the nation. It provides a robust portal for total management of funds flows so consultants can manage their clients out of some of the most difficult debt situations.

CFTPay provides over 100 APIs for tight control over every aspect of difficult challenges of structuring consumer savings plans, negotiating settlements and fulfilling payments. CFTPay has also brought new technologies to legacy payment standards in the industry, including phone payment management.

NPN partners directly with F&I agencies, service contract administrators and menu providers. With our biweekly payment program, many of the industry's most recognized companies have dramatically improved penetration rates across all F&I products, while still generating substantial commissions per enrollment. Additionally, consumers that enroll with NPN achieve positive equity positions faster with significantly shorter trade-in cycles.